Grow your business.
Power it with Nova UA
The Nova UA Business Credit Card is built for entrepreneurs and business owners who value control, security, and trusted support.
Spend anywhere. Stay in control
Keep business finances organized and gain control over spending for nationwide convenience with personal support.
Simplify Spending
Manage everyday purchases and business expenses easily with one dedicated card
Track & Control
Monitor transactions, set limits, and separate business from personal expenses
Competitive Rates
Obtain competitive rates while enjoying the personalized service of a credit union.
Mobile Wallet Ready
Apple Pay, Google Pay, etc.
Key details for your Business Card
Simplify Business Spending
Track & Control Finances
Clear Credit Limits & Terms
Transparent Fees & Policies
Apply and manage your business card
Everything you need to manage your money with ease, plus the flexibility to access it anytime, anywhere.
Fill out the Business Credit Card Application
Business registration and financials if requested
Personal Guaranty Form is required for approval
Receive your card and manage business finances efficiently
Effortless business finances
Make spending, tracking, and reporting simple while keeping your business on track.
Responsible Use
Keeps accounts in good standing
Expense Tracking
Improves financial control
Digital Tools
Simplify payroll & reimbursements
What is a business credit card and how is it used?
A business credit card is designed for company-related spending and helps separate business and personal expenses while offering business-oriented rewards and tools.
Who is eligible to apply for a business credit card?
Any business owner, including freelancers, sole proprietors, LLCs, and corporations, can apply as long as the business has an established relationship with us.
Is an EIN required to apply for a business credit card?
Yes. An Employer Identification Number (EIN) is required for most business credit card applications to verify the business and report credit activity accurately.
Does a business credit card affect my personal credit?
Yes. Most issuers require a personal guarantee, which may involve checking or reporting to your personal credit depending on the issuer’s policy.
What are the main benefits of having a business credit card?
Key benefits include separating business expenses, earning rewards, employee cards, expense tracking, and improved business credit.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
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