Get more flexibility with a credit card that fits your needs
Rates are subject to change at any time. We are not responsible for typographical errors.
Need help or more details?
Contact Member Services at (973) 471-0700 ext. 120
APR = Annual percentage rate
APY = Annual percentage yield
Credit Card
You can qualify for membership through one of two options:
1. Organization or Community Affiliation
Choose one:
- I would like to join the Self Reliance Association of Ukrainian Americans
- I am already a member of the Self Reliance Association of Ukrainian Americans
- I live in, or am affiliated with, an organization or community group in Passaic County, New Jersey
2. Family Relationship
- I am related to an existing member of Nova UA FCU.
You will need to provide your relative’s first and last name.
Please note: If you are not already a member of the Self Reliance Association of Ukrainian Americans, you may choose to join it as part of your Nova UA FCU membership eligibility. Membership is free, voluntary, and does not require dues or participation.
We offer a range of accounts to meet your personal or business needs, including:
- Share (Savings) Accounts – Start your membership and save securely.
- Share Draft (Checking) Accounts – Manage your everyday spending with ease.
- Teen Accounts (Ages 16+) – For teens learning to manage money. Must be a joint account with a parent or guardian.
- Certificates of Deposit (CDs) – Earn higher dividends with fixed-term savings.
- Individual Retirement Accounts (IRAs) – Save for your future with tax-advantaged options.
- Business Accounts – Designed for small businesses and organizations.
You can become a member by opening a Share (Savings) Account with a minimum deposit of $50.This deposit represents your ownership share in the credit union and is required to maintain your membership.
There is no membership fee to join Nova UA FCU.
However:
- A $50 minimum deposit is required to open and keep your Share Savings Account.
- Business accounts have a $15 monthly maintenance fee.
Yes. Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.
Absolutely! You can continue to use your Nova UA FCU accounts no matter where you live.
With our convenient digital services, you can:
- Access your account through online banking and our mobile app
- Use remote check deposit to deposit checks from your phone
- Set up direct deposit at your job for quick and secure access to your paycheck
- Withdraw cash and check balances using our nationwide ATM network
Your membership moves with you!

Got questions?
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Whether you're opening your first account or exploring your credit options — our team is just a message away.
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