All Rates
Investment Property Loan Rates
Effective January 21, 2026
Rates are subject to change at any time.
We are not responsible for typographical errors.
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Contact Member Services at (973) 471-0700 ext. 117
APR = Annual percentage rate
APY = Annual percentage yield
Member Business Loans
12 Year Fixed
from 7.000%
from 7.000%
15 Year Fixed
from 7.000%
from 7.000%
5ARM/15/30 Year Balloon
from 6.875%
from 6.875%
7/30 Year Balloon
from 7.125%
from 7.125%
10/25 Year Balloon
from 7.250%
from 7.250%
10/30 Year Balloon
from 7.375%
from 7.375%
12/30 Year Balloon
from 7.500%
from 7.500%
15/30 Year Balloon
from 7.625%
from 7.625%
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