All Rates

Savings and IRA Rates

Effective October 30, 2025

Rates may change anytime.
We are not responsible for typographical errors.

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APR = Annual percentage rate
APY = Annual percentage yield

Savings Rates

Type
Rate
APY
Regular Share (Savings)
0.050%
0.050%
Share Draft (Checking)
0.020%
0.020%
Regular IRA Share
0.100%
0.100%
3 Month Share Certificate Special
4.048%
4.125%
6 Month Share Certificate
0.450%
0.450%
8 Month Share Certificate Special
2.594%
2.625%
10 Month Share Certificate Special
2.594%
2.625%
11 Month Share Certificate Special
2.594%
2.625%
12 Month Share Certificate
0.500%
0.500%
15 Month Share Certificate
0.500%
0.500%
18 Month Share Certificate
0.550%
0.550%
19 Month Share Certificate Special
2.350%
2.375%
24 Month Share Certificate
0.550%
0.550%
25 Month Share Certificate
0.550%
0.550%
36 Month Share Certificate
0.800%
0.800%
60 Month Share Certificate
0.900%
0.900%
6 Month JUMBO Share Certificate
0.450%
0.450%
12 Month JUMBO Share Certificate
0.500%
0.500%
18 Month JUMBO Share Certificate
0.550%
0.550%
12 Month Custodial Share Certificate ($1,000 min balance)
0.500%
0.500%

IRA Share Certificate

Type
Rate
APR
3 Month IRA Share Certificate
4.289%
4.375%
6 Month IRA Share Certificate
0.700%
0.700%
8 Month IRA Share Certificate Special
2.838%
2.875%
10 Month IRA Share Certificate Special
2.838%
2.875%
11 Month IRA Share Certificate Special
2.838%
2.875%
12 Month IRA Share Certificate
0.550%
0.550%
15 Month IRA Share Certificate
0.550%
0.550%
18 Month IRA Share Certificate
0.600%
0.600%
19 Month IRA Share Certificate
2.594%
2.625%
24 Month IRA Share Certificate
0.600%
0.600%
25 Month IRA Share Certificate
0.600%
0.600%
36 Month IRA Share Certificate
0.850%
0.850%
60 Month IRA Share Certificate
0.950%
0.950%
6 Month JUMBO IRA Share Certificate
0.500%
0.500%
12 Month JUMBO IRA Share Certificate
0.550%
0.550%
18 Month JUMBO IRA Share Certificate
0.600%
0.600%

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