Your savings earn more because you’re an owner, not just a customer
Compare our savings and IRA rates. Open an account today, it takes just minutes.
Rates are subject to change at any time. We are not responsible for typographical errors.
Need help or more details?
Contact Member Services at (973) 471-0700 ext. 110
APR = Annual percentage rate
APY = Annual percentage yield
Effective May 6, 2026
Savings Rates
Regular Share (Savings)
0.050%
0.050%
Share Draft (Checking)
0.020%
0.020%
Regular IRA Share
0.100%
0.100%
3 Month Share Certificate Special
3.807%
3.875%
6 Month Share Certificate
0.450%
0.450%
12 Month Share Certificate
2.594%
2.625%
15 Month Share Certificate
0.500%
0.500%
18 Month Share Certificate
0.550%
0.550%
19 Month Share Certificate Special
2.350%
2.375%
24 Month Share Certificate
0.550%
0.550%
25 Month Share Certificate
0.550%
0.550%
36 Month Share Certificate
0.800%
0.800%
60 Month Share Certificate
0.900%
0.900%
6 Month JUMBO Share Certificate
0.450%
0.450%
12 Month JUMBO Share Certificate
2.594%
2.625%
18 Month JUMBO Share Certificate
0.550%
0.550%
12 Month Custodial Share Certificate ($1,000 min balance)
2.594%
2.625%
IRA Share Certificate
3 Month IRA Share Certificate
4.048%
4.125%
6 Month IRA Share Certificate
0.700%
0.700%
12 Month IRA Share Certificate
2.838%
2.875%
15 Month IRA Share Certificate
0.550%
0.550%
18 Month IRA Share Certificate
0.600%
0.600%
19 Month IRA Share Certificate
2.594%
2.625%
24 Month IRA Share Certificate
0.600%
0.600%
25 Month IRA Share Certificate
0.600%
0.600%
36 Month IRA Share Certificate
0.850%
0.850%
60 Month IRA Share Certificate
0.950%
0.950%
6 Month JUMBO IRA Share Certificate
0.500%
0.500%
12 Month JUMBO IRA Share Certificate
2.838%
2.875%
18 Month JUMBO IRA Share Certificate
0.600%
0.600%
How can I contact customer support?
You can reach us:
- By phone during business hours: (973) 471-0700 ext. 110
- In person at our branch
- By email through our contact form or direct email address: admin@novafcu.com
What are your business hours?
Visit our Location & Hours page on the website for the most up-to-date hours.
- Sunday: Closed
- Holiday hours may vary.
Can I send documents or requests by email?
Yes — but some requests may require a signature or an in-person visit.
We’ll let you know what’s needed based on your request.
How long does it take to get a response from customer support?
We aim to respond to all messages within 1 business day.
Some requests may take longer if more review is needed.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
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